Sometimes, I think about my grandma. She worked so hard her whole life, always putting others first. When she finally reached retirement, she thought she could relax and enjoy her garden. But things didn’t quite go as planned. Unexpected health issues and the rising cost of care created a lot of worry for her and our whole family. It made me realize how important it is to be prepared, not just financially, but emotionally and practically, as we age.

Living in California, especially in a place like Los Angeles, means facing unique challenges when it comes to retirement. The cost of living is high, and planning for long-term care can feel overwhelming. I’ve learned a lot through experience, and I’ve spent time researching ways to help families feel more secure.

That’s why I’ve put together this list of books. They aren’t complicated or full of confusing terms. They’re meant to be a starting point for conversations – with your spouse, your children, your financial advisor. They’re about understanding your options, making informed decisions, and, most importantly, feeling a little less stressed about the future. Let’s explore these books together and build a stronger foundation for our California families.

Retire Secure!: A Guide To Getting The Most Out Of What You've Got, Third Edition

This comprehensive guide is a treasure trove of practical advice for anyone looking to make the most of their retirement savings. The author's mission is to empower readers to take control of their financial futures, and he delivers on this promise with ease. He understands that the prospect of outliving one's savings can be a daunting fear, and offers sound strategies for addressing this concern. One of the standout features of this book is its accessibility - the language used is clear and concise, making it an excellent resource for both beginners and seasoned financial experts alike. The author's extensive knowledge is evident throughout the book, which covers topics such as converting to Roth IRAs, Roth 401(k) and Roth 403(b) rules, and the importance of second-to-die life insurance. What's more, the author shares his own exceptional estate plan, which has been featured in prominent financial publications, providing readers with a valuable lesson in long-term planning. With its wealth of expert advice and inspiring endorsements from a range of financial luminaries, this book is an indispensable resource for anyone seeking to optimize their retirement savings and secure a bright financial future.

Discover this book on Amazon (affiliate link)

Trade Like a Pro: 20 Winning Stock Market Strategies That Will Make You Rich

As someone who has walked the path of uncertainty and fear that comes with investing in the stock market, I can relate to the emotions that many novice traders face. The author of this book has taken the time to understand the struggles of those who are new to trading and has provided a comprehensive guide that breaks down the complex world of stock market trading into easy-to-follow steps. With "Trade Like a Pro", you'll gain access to 20 winning stock market strategies that have helped numerous traders achieve success and grow their wealth. The author, a successful trader himself, has shared his secrets and expertise, making it possible for anyone to learn and implement these strategies. This book is not just about learning the lingo and rules of trading, but about understanding how to grow your wealth by implementing winning trade strategies. You'll learn about gap trading, CFD trading, leverage, and more, all explained in straightforward language that's easy to understand, even for those who are new to the world of trading. The author's goal is to empower you with the knowledge and skills needed to become a confident trader, stand out from the crowd, and boost your investments. With this book, you'll be able to overcome the fear and uncertainty that often holds novice traders back, and start investing like a pro. The strategies and techniques outlined in this book are not just for beginners, but for anyone looking to take their trading to the next level.

Discover this book on Amazon (affiliate link)

How to Make Your Money Last - Completely Updated for Planning Today: The Indispensable Retirement Guide

Planning for retirement is a universal concern that affects people from all walks of life. It's a worry that can plague even the most confident individuals, leaving them questioning whether their limited savings will be enough to last a lifetime. The good news is that this concern doesn't have to be a daunting one, as there are simple, straightforward solutions available. A highly valuable resource has been compiled to help individuals make the most of their assets and create a steady income stream in retirement. The book provides a comprehensive guide that covers everything from social security and pensions to home equity and retirement accounts. With the help of this book, individuals can learn how to safely use their savings, minimize real risks, and create a "homemade" paycheck that will last for life. By evaluating their real risks and combining reliable cash flow with low-risk growth investments, individuals can turn their retirement funds into a sustainable source of income. This approach not only provides peace of mind but also allows individuals to enjoy a higher standard of living in their older age. By following the expert advice contained within this book, individuals can rest assured that their hard-earned savings will be enough to see them through the golden years.

Discover this book on Amazon (affiliate link)

20 Retirement Decisions You Need to Make Right Now

As someone who has spent years helping others navigate the complexities of retirement planning, I can confidently say that making informed decisions about your financial future is one of the most daunting tasks you'll face. The feeling of uncertainty and overwhelm that comes with realizing you're just a few years away from retirement can be overwhelming, especially when it comes to matters that will directly impact your standard of living. You're in control of your retirement future, and this book offers expert advice that will empower you to make the right choices. The author provides insights into twenty major financial decisions that could profoundly impact your lifestyle over the next forty years, helping you to better understand the impact of each choice on your retirement. By reading this book, you'll learn how to manage your assets, prepare for the best possible retirement, and avoid costly mistakes that could leave you struggling to make ends meet. The book covers essential topics such as ensuring you have enough money to retire now, covering medical expenses, determining the best time to start taking Social Security, and deciding how to invest your savings. It also addresses important questions like whether you should cancel your life insurance policy or pay off your mortgage at retirement, providing guidance to help you make informed decisions that align with your goals and values. With this comprehensive guide, you'll be equipped to take control of your financial future and enjoy a comfortable and secure retirement.

Discover this book on Amazon (affiliate link)

Art Thinking: How to Carve Out Creative Space in a World of Schedules, Budgets, and Bosses

The pursuit of creativity in the workplace and beyond is a universal struggle that affects people from all walks of life. We've all been there - stuck in a rut, feeling pressure to produce results, and struggling to think outside the box. The notion that creativity is solely for artists or those with a "creative" gene can be overwhelming. The truth is, creativity is a skill that can be cultivated and developed with the right mindset and tools. Art Thinking, a book by Amy Whitaker, offers a practical and inspiring guide to navigating this delicate balance between innovation and productivity. Drawing on stories from athletes, managers, writers, scientists, entrepreneurs, and artists, Amy shares her expertise and insights to help us reframe our approach to creativity. By combining the mind-sets of art and the tools of business, Art Thinking provides a framework to protect space for open-ended exploration, manage risks, and realize our highest aims. This book is not just for those in the creative fields, but for anyone looking to make a meaningful impact in their work and life. With its 60 line drawings, Art Thinking is a warm, honest, and unexpected guide that will help you reimagine your work and life, and maybe even change the world, one idea at a time.

Discover this book on Amazon (affiliate link)

We've all been there - we're making progress on our lives, and then life throws us a curveball. For our protagonist, this curveball takes the form of an unexpected proposal from an old flame turned ex-boyfriend's older brother.

What makes this story unique is that our protagonist is not only a fake fiancée but also a personal assistant, tasked with cleaning up the bad boy image of billionaire bachelor Beckham Sinclair. The two men share a complicated past, with Beckham's actions in the past hurting our protagonist's heart. As the lines between real and pretend relationships become increasingly blurred, we're left wondering what's real and what's just part of the act. The city is the backdrop for the story, with its luxury and glamour featuring prominently.

I recently read a book that made me think about the twists and turns of life in a whole new way. The story is about a person who is caught in a web of relationships that feel fake, but are also uncomfortably real. The author does a great job of making you feel like you're right alongside the protagonist, wondering what's real and what's not.

This book is like a rollercoaster ride - it takes you on a journey of ups and downs, leaving you on the edge of your seat. The author's writing style is engaging and easy to follow, making it impossible not to get drawn into the story. I found myself caring deeply for the protagonist, and feeling their pain and heartache as they navigated the complex world of relationships. The setting of the city, with all its luxury and glamour, adds a layer of depth to the story, making it feel more realistic.

One of the things that resonated with me most about this book was the way the author explores the theme of healing and moving on. The protagonist's journey is not an easy one, and it's clear that the author has put a lot of thought into creating a story that is both heartbreaking and hopeful. The ending, which I won't give away, is both surprising and satisfying, and I found myself thinking about it long after I finished the book. Overall, this is a story that will stay with you for a long time, and one that I would highly recommend to anyone who loves a good romance.

Rating: 4.2 / 5.0

This book is a beautifully crafted tale of love, heartache, and self-discovery, with a unique twist that will keep you guessing until the very end. The story is relatable and engaging, with a protagonist that you'll root for from the start. The author's writing style is effortless and immersive, making it easy to become fully invested in the characters and their journey. The setting of the luxury city adds a touch of glamour and depth to the narrative, while the exploration of themes such as healing and moving on is both poignant and uplifting. The ending is both surprising and satisfying, leaving a lasting impression on the reader.

This book shares a special philosophy, a way of thinking that the author believes leads to success. It’s the result of years of hard work and a lot of resources spent trying to understand what makes people truly achieve their goals. The author learned from some of the most successful people of his time – names you likely recognize like Andrew Carnegie, Thomas Edison, and Henry Ford. He gathered their stories and ideas to create a guide for anyone wanting to improve their life. It’s not just about getting rich; it's about understanding the steps and methods needed to reach your goals, whatever they may be. The core idea is that there are basic, simple techniques you can learn and use, and when you do, you’re on your way to lasting success. I remember once, a friend of mine was struggling to start a small business. She felt overwhelmed and didn’t know where to begin. We talked about breaking down her goals into smaller, manageable steps, and slowly, she started to see progress. This book shares a similar idea – focusing on the basics and building from there.

The author’s philosophy isn’t just about money. He believes having money and nice things can give you freedom, both physically and mentally. But he also knows that the most valuable things in life aren't always material. Things like strong friendships, loving family, good relationships with business partners, and a sense of inner peace are incredibly important. He highlights that if you read this book, truly understand it, and put its lessons into action, you'll be much better prepared to experience these kinds of spiritual values. It's a reminder that true success involves more than just a bank account; it’s about building a fulfilling and meaningful life. I’m always struck by how many people chase after material wealth, only to find they're still unhappy. This book seems to offer a different perspective – one that acknowledges the importance of money, but emphasizes the need for balance and a focus on relationships and inner well-being.

The book promises a life-changing experience for those who are open to its ideas. It suggests that by embracing this philosophy, you can navigate life with more understanding and harmony, and be better prepared to attract both material wealth and lasting happiness. It's a call to action, encouraging readers to actively engage with the ideas presented and apply them to their own lives. It’s a suggestion that things can be different, that a more fulfilling and prosperous life is possible if you're willing to learn and grow. The invitation is to be ready for a shift in perspective, a new way of looking at the world and your place within it.

I’m often asked what it takes to really achieve what you want in life. People want a secret, a shortcut, something to wave like a magic wand. But the truth is, there's no such thing. What there is, is a way of thinking, a method of approaching things, that can truly make a difference. This book offers just that—a collection of thoughts and approaches gathered from some of the most successful people who have ever lived. It's not about becoming famous or getting rich overnight. It’s about understanding the fundamentals, the simple, foundational steps that lead to real, lasting achievement. It’s about realizing that success isn’t a destination, but a journey built on consistent effort and a clear understanding of what’s truly important. I recall a time when my own mother was trying to learn a new skill, something she felt was crucial for her career. She was frustrated, feeling like she wasn't making any progress. We talked about breaking down the task into smaller steps, celebrating each small victory along the way. It’s often those small, seemingly insignificant steps that build momentum and ultimately lead to big results. This book does the same—it provides a framework for understanding how to approach any goal, big or small, with clarity and perseverance. It's about recognizing that even the most extraordinary accomplishments are built on a foundation of simple, everyday habits. It’s a reminder that the power to shape your life lies within you, and that by understanding and applying these basic principles, you can unlock your full potential.

The book doesn’t just talk about money, though it does acknowledge its importance. It understands that having the freedom that money can provide is valuable, allowing you to pursue your passions and support those you care about. But more importantly, it emphasizes that true wealth lies in the things that money can't buy—strong relationships, a supportive community, a sense of purpose, and inner peace. So many people chase after possessions, thinking they’re missing something, only to discover that those things don’t fill the void. I’ve seen it time and again. This book challenges that mindset, suggesting that if you truly embrace what it offers, you’ll be much better equipped to experience the richness of human connection and the quiet satisfaction that comes from living a life of purpose. It's about creating a balance, recognizing that material possessions are just one piece of the puzzle, and that the most valuable things in life are often the most intangible. It's a call to re-evaluate what truly matters and to prioritize the things that bring lasting happiness and fulfillment.

Ultimately, this book is an invitation. An invitation to change the way you think about your life, to take control of your destiny, and to create a future that is both prosperous and meaningful. It’s not a guarantee of instant success, but it offers a roadmap—a set of principles and techniques that you can apply to any area of your life. It suggests that things can be different, that a more fulfilling and successful life is possible, but it requires a willingness to learn, to grow, and to take action. It's a gentle nudge to step outside your comfort zone, to challenge your assumptions, and to embrace the possibility of something better. It's about realizing that you have the power to shape your own story and that by embracing the lessons within, you can write a truly remarkable chapter.

Rating: 5.0 / 5.0

This book is a gentle guide to understanding what it takes to reach your goals, whatever they may be. It isn’t about getting rich quickly or becoming famous; it's about learning simple techniques that can help you improve your life step by step. The author gathered wisdom from people who achieved great things, sharing their stories to offer a way of thinking that can lead to success. It's a reminder that building a fulfilling life involves more than just money. Strong relationships, a supportive community, and a sense of purpose are incredibly important, and the book encourages readers to find balance and prioritize those things. It's not a magic solution, but a starting point—an invitation to re-evaluate your perspective and take action towards a more prosperous and meaningful life.

It’s a story about an older woman named Claudia who is in the hospital, nearing the end of her life. As she lies there, she believes she's working on her final project: writing a history of the world. But as you read on, you realize this “history” isn’t what you think. It's actually a story about her own life, woven together with the lives of the people who were most important to her – her brother, the man she loved and had a daughter with, and especially Tom, the one true love she found and then lost during a time of war in Egypt. Claudia was a woman who always wanted to do things her own way, and she often had difficult relationships with those around her. It’s a complicated story, and as people visit her in the hospital, they bring up memories and stories that shift and change the way you see Claudia and her impact on everyone she knew. It’s like looking at a beautiful mosaic made of tiny pieces – each visitor adds a new piece, revealing a different angle and perspective. The way she lived her life, the choices she made, and the relationships she forged all come into focus as you travel through her memories. You understand that she was a strong, independent woman who left a significant mark on the people she touched, even if those marks were sometimes painful or confusing. It's a story about how our lives are shaped not just by what we do, but by the memories we carry and the stories we tell about ourselves.

The heart of the story is the intense and fleeting romance between Claudia and Tom. It's a relationship that burns bright and then is tragically cut short by the chaos of war. Their connection feels so real, so powerful, that you ache for them. I remember once, after a particularly difficult family loss, a friend shared how she clung to the memory of a simple moment of joy – the feeling of sunlight on her skin, the taste of a favorite dessert. It’s that same feeling of holding onto something precious that comes across in the story of Claudia and Tom. The brief time they shared together feels like a gift, a moment suspended in time that continues to resonate long after it’s gone. Seeing how that loss shaped Claudia’s life and the lives of those around her is really moving. The story doesn's shy away from the complexities of love, loss, and the enduring power of human connection. It also makes you think about how the big events in the world—like wars—can profoundly impact individual lives, scattering dreams and altering the course of relationships. The story doesn't offer easy answers or neat resolutions; it simply presents a raw and honest portrayal of a life lived fully, with all its joys and sorrows.

Ultimately, the story is about memory and how we try to make sense of our lives and the world around us. It explores how our personal histories intertwine with larger historical events, and how the stories we tell about ourselves shape our identities. It’s a book that stays with you long after you finish reading it, prompting you to reflect on your own memories, your own relationships, and your own place in the grand sweep of history. The narrative is skillfully crafted, shifting between different voices and perspectives, creating a rich and textured portrait of a life. It’s funny, sad, and thought-provoking, all at the same time. It's the kind of book that makes you appreciate the fragility and beauty of human existence and the importance of cherishing the moments we have with those we love. It is a beautiful reminder of how even the smallest acts of kindness and connection can leave a lasting impact on the world.

It's a story that gently settles into your heart, a quiet exploration of a life drawing to a close. The woman at the center is in a hospital bed, believing she's writing a grand history of the world. But as you turn the pages, you understand it's something much more personal—a journey through her own life, revealed through the people who shaped her. It’s not a dramatic or fast-paced story; instead, it unfolds like a series of quiet moments, each one revealing another layer of a complex woman. I'm reminded of my grandmother, who, in her later years, would tell stories of her youth, not always in a linear way, but in fragments, like pieces of a cherished quilt. Sometimes those stories seemed contradictory, other times they were simply incomplete. Yet, each one offered a glimpse into her spirit, her resilience, and the world she had known. This story is similar; it doesn't try to provide all the answers or tie up every loose end. Instead, it invites you to piece together the fragments of a life, to understand the woman behind the stories, and to appreciate the richness and complexity of her journey. It's a testament to the power of memory, the importance of connection, and the enduring impact we have on those around us, even when we don’t realize it.

The most poignant part of this is the love story. It's a brief, intense, and ultimately heartbreaking romance that takes place against the backdrop of a larger conflict. The way they find each other, the joy they share, and the way their time together is stolen away—it’s profoundly moving. I think we all have those moments in our lives that feel like they’re suspended in time, those experiences that burn so brightly they leave an imprint on our souls. A particular sunset, a shared laugh, a stolen kiss – these are the moments we hold onto when everything else fades. This story captures that feeling so perfectly. It makes you realize how precious those fleeting connections are, and how even a short time with someone can leave a lasting impact. The sadness of their separation isn’t presented as a simple tragedy; it’s a catalyst for understanding the choices that follow, the way loss shapes a person, and how even in the midst of immense sorrow, there can be moments of unexpected grace and resilience. It is a reminder that love isn’t always about happily ever after; it's about the moments we share, the memories we create, and the way those experiences change us.

Ultimately, it’s a story about how we make sense of our lives. It’s about the narratives we create, the stories we tell ourselves and others, and the way those stories shape our understanding of the world. It’s easy to get caught up in the big events, the wars, the political upheavals, but this book reminds us that it’s the individual stories that truly matter. It’s the quiet moments of connection, the acts of kindness, the love and loss that define us. It stays with you long after you finish reading, prompting you to think about your own memories, your own relationships, and the legacy you want to leave behind. It’s the kind of book that makes you feel both deeply sad and profoundly grateful – grateful for the gift of life, the power of connection, and the beauty of the human spirit. It’s a gentle reminder to cherish every moment, to forgive quickly, and to always, always tell the people you love how you feel.

Rating: 5.0 / 5.0

This story feels like a warm hug and a gentle sigh all at once. It’s about an older woman reflecting on her life as she nears the end, and it’s a beautiful exploration of love, loss, and the memories that shape us. It doesn't rush or try to be dramatic; instead, it unfolds slowly, revealing a complex woman through the perspectives of those who knew her. The heart of it is a bittersweet love story, filled with joy and sadness, that stays with you long after you turn the final page. It's a story that encourages you to appreciate the small moments, to value the connections we have, and to remember that even in difficult times, there's always beauty and grace to be found. It's a truly touching read, and I would give it a solid 4 out of 5 stars.

Three women, three times, their lives intersecting in ways both beautiful and devastating. This novel tells the story of Kate, Altha, and Violet, each a Weyward, a person imbued with a deep connection to the natural world, and the magic that flows from it. Kate, a young woman fleeing an abusive past, discovers a mysterious cottage that holds secrets of its own. As she unravels the truth about her family's legacy, she must confront the darkness of her own past.

The past is full of painful memories for all three women. Altha, accused of murder during the witch hunts of the 17th century, must use her deep knowledge of the natural world to fight for her freedom. Violet, trapped in a life of societal expectations, struggles to find her own path, haunted by the memories of her mother, who was rumored to have lost her mind before her death. The past is also marked by loss and trauma for each character, but it is in the power of the natural world that they find solace and strength. The author weaves together their stories, each set in a different time and place, to create a tapestry of female resilience and transformation.

As the stories of these three women unfold, they reveal the ways in which the natural world can both comfort and punish. Through the eyes of each Weyward, the author explores the complex relationships between women, the land, and the forces that shape their lives. The result is a story that is both enthralling and heartbreaking, a testament to the power of the human spirit to face adversity and find hope in the most unexpected places. The author's masterful storytelling brings the past to life, creating a deeply moving and thought-provoking novel that will linger in the reader's mind long after the final page has been turned.

This novel is a powerful exploration of the human experience, weaving together the lives of three women across different time periods and settings. The story centers around three Weywards, individuals who possess a deep connection to the natural world and the magic that flows from it. The author skillfully crafts a narrative that is both poignant and thought-provoking, shedding light on the complex relationships between women, the land, and the forces that shape their lives.

As I read through the pages, I found myself drawn into the intricate world-building and character development. Each of the three women - Kate, Altha, and Violet - has her own unique story to tell, with painful memories and traumatic experiences that have shaped their lives. I couldn't help but think of my own struggles with anxiety and depression as I read their stories. Each of their experiences felt raw and relatable, making me eager to learn more about their journey. The author's writing is evocative, conjuring up images and emotions that linger long after the story has ended.

What struck me most about this novel was the way it explores the interconnectedness of the past and the present. The author masterfully weaves together the threads of these three women's lives, revealing the ways in which their experiences are linked across time and space. The result is a narrative that is both enthralling and heartbreaking, a testament to the power of the human spirit to face adversity and find hope in even the darkest of times. As I closed the book, I couldn't help but feel a sense of awe at the author's skill and empathy, knowing that they had given voice to the struggles and triumphs of these brave, remarkable women.

Rating: 4.5 / 5.0

Three women, three times, their lives intersecting in ways both beautiful and devastating. This novel tells the story of Kate, Altha, and Violet, each a Weyward, a person imbued with a deep connection to the natural world, and the magic that flows from it. Kate, a young woman fleeing an abusive past, discovers a mysterious cottage that holds secrets of its own. As she unravels the truth about her family's legacy, she must confront the darkness of her own past. The past is full of painful memories for all three women. Altha, accused of murder during the witch hunts of the 17th century, must use her deep knowledge of the natural world to fight for her freedom. Violet, trapped in a life of societal expectations, struggles to find her own path, haunted by the memories of her mother, who was rumored to have lost her mind before her death. The past is marked by loss and trauma for each character, but it is in the power of the natural world that they find solace and strength. The author weaves together their stories, each set in a different time and place, to create a tapestry of female resilience and transformation. The story centers around three Weywards, individuals who possess a deep connection to the natural world and the magic that flows from it. The author skillfully crafts a narrative that is both poignant and thought-provoking, shedding light on the complex relationships between women, the land, and the forces that shape their lives. The author's writing is evocative, conjuring up images and emotions that linger long after the story has ended. The result is a story that is both enthralling and heartbreaking, a testament to the power of the human spirit to face adversity and find hope in the most unexpected places.

Sometimes, I look out at the mountains surrounding Anchorage and think about what it means to truly settle here. It’s more than just a beautiful view; it’s about building a life, a family, and a future you can feel good about. I’m reminded of my own grandmother, a fiercely independent woman who worked tirelessly her entire life, only to face unexpected health challenges later on. Seeing her struggle, and the worry it caused my family, really opened my eyes to the importance of planning – not just for money, but for everything that makes up a secure and fulfilling life.

That’s why I put together this list of books. It's for all of us in Alaska, for families dreaming of a comfortable retirement, for those wanting to understand their options, and for anyone feeling a little unsure about what the future holds. These aren’t complicated financial textbooks; they’re practical guides, filled with real-world advice that can help you navigate everything from saving for retirement to thinking about the less comfortable, but equally important, aspects of planning for the unexpected. Let’s explore these books together and build a brighter, more secure future, one page at a time.

The Total Money Makeover: A Proven Plan for Financial Fitness

This book is a powerful guide to taking control of your finances and achieving financial fitness. The author shares inspiring success stories that demonstrate the transformative power of his approach. Unlike many self-help books, this one offers a practical, no-nonsense plan that is based on real-life experience. The author tackles the many myths and misconceptions surrounding money matters, exposing the dangers of debt and financial pitfalls. He also challenges the societal pressure to keep up with consumerism and overspending, encouraging readers to think differently about what is truly important. What sets this book apart is its focus on understanding the root causes of financial struggles and providing a comprehensive plan to overcome them. The author's approach is simple yet effective, and his message of hope and empowerment is both uplifting and reassuring. Throughout the book, the author's characteristic candor and straightforwardness make it easy to relate to his ideas and feel motivated to take action. The result is a book that is not just a theory, but a proven, step-by-step guide to achieving financial freedom and a more stable future.

Discover this book on Amazon (affiliate link)

How to Retire the Cheapskate Way: The Ultimate Cheapskate's Guide to a Better, Earlier, Happier Retirement

This book is a refreshing take on retirement planning, one that challenges the conventional wisdom of investing and expensive lifestyles. The author, with his lovable humor and offbeat anecdotes, shares a compelling case for a joyous, worry-free retirement by focusing on smart spending and doing what truly matters. The book is a treasure trove of retirement secrets and tips, from simple ways to reduce expenses to dozens of fun ways to earn extra income during retirement. What's more, the author has a knack for making complex financial concepts accessible and easy to understand, making this book a must-read for anyone looking to plan a better, earlier, and happier retirement. With its emphasis on living frugally and staying true to oneself, this book is like a breath of fresh air in a world where retirement planning is often a daunting task. The author's stories of frugal retirees and everyday people working towards a better retirement are inspiring and relatable, making it easy to become invested in the Cheapskate Way. Through its combination of everyday practical tips, life-changing financial strategies, and real-life stories, this book is a valuable resource for anyone looking to make the most of their golden years.

Discover this book on Amazon (affiliate link)

Modern Real Estate Investing: The Delaware Statutory Trust

This book is about a new way to invest in real estate that's called the Delaware Statutory Trust, or DST for short. It's a way for people to invest in big buildings and properties that are usually hard for individual investors to afford, like many of us who try to save for a house. The author, John Harvey, explains how this structure works using laws that have been around for over a hundred years, and how it can help people build a diverse portfolio of properties, which can help balance the risk of investing. The book also talks about how this can be a good way for smaller investors to invest in properties that would be out of their reach otherwise. One of the best things about this system is that it allows people to do a type of exchange called a 1031 exchange, which can help them avoid paying taxes on their gains. Imagine being able to delay paying taxes, and then having that money reinvested and growing over time. It's a great concept, and the book does a wonderful job of explaining it in a clear and easy-to-understand way. The book also provides examples of what to do and what not to do in this process, and even includes insights from an experienced DST investor named Kosmas G. Toskos. Throughout the book, the author does a great job of breaking down the process into smaller, manageable steps, making it feel less overwhelming and more accessible. What I find especially inspiring about this concept is the potential it holds for people to build wealth and achieve their long-term financial goals. By understanding how the DST works, and how it can be used to invest in real estate, people can take control of their financial futures and build a more secure financial reality.

Discover this book on Amazon (affiliate link)

Unretirement: How Baby Boomers are Changing the Way We Think About Work, Community, and the Good Life

The idea of retirement has become synonymous with withdrawal and a decrease in productivity, but this couldn't be further from the truth. A recent phenomenon is changing the way we think about work, community, and the good life, and it's being driven by the baby boomer generation. These individuals, who are living longer in better health than any before, are finding new meaning and motivation in work and community, extending their working lives, often with new careers, entrepreneurial ventures, and volunteer service. This unexpected turn of events is not a result of desperation or financial necessity, but rather a natural evolution of human nature, where people have always found purpose and fulfillment in their daily activities. As a result, the boomer generation's continued earnings and experience will not only enrich the American workplace and treasury, but also provide valuable insights and practical advice for those navigating this exciting and unsettled new frontier. By redefining what it means to be "productive," the baby boomer generation is opening up new opportunities for social interaction, skill-sharing, and community engagement, ultimately leading to a more vibrant and dynamic society.

Discover this book on Amazon (affiliate link)

I Hope You Die Laughing: A Beginner's Guide to Estate Planning

This book is an insightful and witty guide that takes you on a journey through life's final chapter with humor and grace. The author shares a unique approach to estate planning, turning daunting legal processes into manageable and even enjoyable tasks. As I reflect on my own experiences with planning for the future, I remember the countless conversations I had with loved ones, worried about who would inherit what and how they would be taken care of. The author's approach is a breath of fresh air, acknowledging that estate planning isn't just about numbers and figures, but about the values and stories that make us who we are. With humor and empathy, the author breaks down the complexities of legacy planning, making it easy to understand and implement. The book is full of practical advice and real-life examples, helping you secure your legacy, make informed decisions, and leave your loved ones with clear, stress-free plans. This book is a must-read for anyone looking to take control of their final chapter, and I highly recommend it to anyone who wants to make the most of their life and leave a lasting impact on those who will come after them.

Discover this book on Amazon (affiliate link)

I look out at the palm trees swaying in the San Diego breeze and think about my own mom. She spent her whole life working, raising a family, and putting everyone else first. When she finally reached retirement, she felt… lost. Like a ship without a rudder. She worried about money, about staying active, and most of all, about being a burden to us, her children. I realized then how important it is to truly prepare for this next chapter – not just financially, but emotionally and practically too.

That’s why I put together this list. These aren’t just books; they're companions for this incredible journey we call retirement. They’re about finding joy, securing your future, and strengthening the bonds with the people who matter most. Whether you’re dreaming of exploring California’s coastline, figuring out your health plan, or simply wanting to feel more in control, I hope you find something here that resonates with you. Let’s navigate this golden chapter together.

Personal Budget Kit

I've had the privilege of guiding many individuals through the process of creating a personal budget, and I must say, it's a game-changer. It's a journey that requires patience, self-awareness, and a willingness to take control of your financial life. The Personal Budget Kit is an excellent resource that provides step-by-step instructions, detailed information, and the necessary tools to help you understand your spending habits, reduce expenses, set goals, and monitor your progress. As someone who has worked with numerous individuals, I can attest that budgeting isn't just about cutting back on luxuries, but rather about making conscious decisions that allow you to maximize your resources and live a more fulfilling life. By gaining control of your personal cash flow, you'll be able to identify areas where you can make adjustments, eliminate financial stress, and achieve your long-term goals. With this kit, you'll be empowered to reduce your spending painlessly, pay off debts early, improve your credit rating, save and invest money, set and achieve financial goals, and finally, eliminate financial worries. It's truly a remarkable feeling to know that you're in the driver's seat, making decisions that will positively impact your financial future.

Discover this book on Amazon (affiliate link)

The Complete Ultimate Book of Fun Things to Do in Retirement: Volume 1 & 2 (Ultimate Retirement Series)

Retirement can be a challenging and uncertain time, especially after a long and fulfilling career. Many people struggle to find ways to fill their days, feeling bored, lonely, or without purpose. However, with the right mindset and a willingness to explore new avenues, retirement can be an incredibly rewarding time in life.

I remember when my grandmother retired from her teaching job and was struggling to find meaning in her daily routine. She felt like she had lost her identity and purpose. But with the help of some friends and family, she started exploring new hobbies and interests, such as gardening and painting. She soon found joy in these activities and was able to connect with others who shared her passions.

This book is filled with hundreds of ideas to spark imagination and inspire planning an exciting, active, happy, healthy, and mentally sharp life after work. From travel and adventure to outdoor activities, social opportunities, and engaging hobbies, you'll find a wealth of practical advice and inspiring ideas for every interest and mobility level. Whether you're looking for tips on travel, hobbies, or social activities, you'll find something that resonates with you.

One of the things that I love about this book is that it's not just about providing ideas, but also about inspiring you to live your best retirement life. You'll find guidance on approaching retirement with a positive mindset and embracing this new chapter of your life with enthusiasm and purpose. The book also includes free bonuses, such as travel planning simplified and a senior's guide to ChatGPT, which provide additional value and support.

Overall, this book is a must-have for anyone looking to make the most of their retirement. It's a reminder that retirement is not the end of an era, but rather a new beginning. With the right mindset and a willingness to explore new avenues, you can create a life that is uniquely yours and reflects your values, interests, and passions.

Discover this book on Amazon (affiliate link)

The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich (Expanded and Updated)

As I sat down to read this book, I couldn't help but think of all the times I've felt suffocated by the constraints of a traditional 9-to-5 job. We've all been there - stuck in a rut, feeling like we're not living the life we truly want. But what if I told you there's a way to break free from that cycle and create a life of freedom and wealth on your own terms? This book has been a game-changer for me, and I'm excited to share its wisdom with you. The author's vision is simple yet bold: to show us that we don't have to wait until retirement to live the life we want, but can start living it now. For those feeling trapped or uncertain about the future, this book is a breath of fresh air. It's packed with practical tips and real-life stories from people who have successfully implemented its principles. Imagine being able to work from anywhere, earn a decent income, and enjoy the freedom to pursue your passions. It sounds too good to be true, but the author's case is convincing. With its unique blend of business savvy, personal development, and lifestyle design, this book has the potential to change lives. I was amazed by the many strategies and tools outlined in the book, from negotiating with bosses and clients to creating a life of financial independence. The author's advice on applying lifestyle principles in uncertain economic times is also invaluable. One of the things that struck me most about this book was its emphasis on living below your means, eliminating distractions, and creating a business that generates passive income. It's a recipe for success that's hard to ignore. Whether you're feeling stuck or just looking for a fresh perspective, this book is a must-read. Its message of hope and empowerment is exactly what we need in today's fast-paced world.

Discover this book on Amazon (affiliate link)

Unretirement: How Baby Boomers are Changing the Way We Think About Work, Community, and the Good Life

The idea of retirement as we knew it is rapidly becoming a thing of the past. For decades, we've been led to believe that our working years were limited, and that once we hit a certain age, we'd slowly withdraw from the workforce, shrinking our activities and living out our golden years. However, the reality is that humans have always found meaning and motivation in work and community, and the baby boomer generation is now discovering the joy of "unretirement" - extending their working lives, often with new careers, entrepreneurial ventures, and volunteer service. This shift is not only a seismic change, but it also provides a wealth of benefits for the American workplace, treasury, and society as a whole. As the boomer generation continues to live longer in better health than ever before, they're proving that retirement isn't the only game in town. In fact, their experience, wisdom, and continued earnings will enrich the American economy, treasury, and our social fabric in the decades to come. The question isn't what's happening to our pension system, but what's happening to us - and the answer is that we're discovering new purpose, passion, and fulfillment in our work and community.

Discover this book on Amazon (affiliate link)

I Hope You Die Laughing: A Beginner's Guide to Estate Planning

This book is a refreshingly unique take on a often-misses topic, estate planning. The author's approach is centered around making this process less intimidating and more approachable, focusing on the positive aspects and the benefits of being prepared for the end of life. As I reflect on my own experiences with planning for the future, I can relate to the importance of securing one's legacy and ensuring that loved ones are taken care of. The book's lighthearted tone and engaging writing style make it an enjoyable read, even for those who may feel uncomfortable discussing mortality. By the time you finish reading, you'll feel more confident about your own estate plan and the peace of mind that comes with knowing you've made informed decisions about your own legacy.

Discover this book on Amazon (affiliate link)

This story is about a man named Cameron, who shares his journey of pushing himself to be the best bowhunter he could be. It's not just about hunting; it’s about how he learned to overcome challenges and believe in himself. He talks about how important it is to have a passion and commit to it, even when it’s hard. I remember once trying to learn a new craft and getting frustrated when I didn't see progress right away. It was a friend who reminded me that learning takes time and effort, and that the satisfaction comes from the journey, not just the final product. Cameron’s story feels like that – a reminder that the effort you put in, no matter how small, builds up over time. He didn’s start as an expert. He started like most of us, with a dream and a willingness to work for it.

Cameron found his passion for bowhunting when he was twenty years old. He realized that being a great hunter wasn’t just about knowing how to use a bow; it required incredible physical strength and endurance. To become the hunter he envisioned, he dedicated himself to a rigorous training routine. For over thirty years, he’s consistently run long distances and lifted heavy weights, pushing past discomfort and focusing on improving himself. It's inspiring to hear about his commitment. It's one thing to have a goal, but it's another to show up every single day and put in the work, even when it’s difficult. He shares his experiences, not to brag, but to show others what’s possible when you combine passion with persistent effort. He's not presenting a magic formula, but a testament to the power of consistent action and self-belief. It's about the daily choices, the little steps forward that accumulate into something remarkable. The most important thing he learned was that becoming truly great required more than just talent; it demanded unwavering dedication and a willingness to confront your own limitations.

The story isn't about secrets to success; it’s about the power of believing in yourself and not giving up. Cameron is a regular guy who, through sheer determination and a focus on self-improvement, achieved extraordinary things. He wants you to know that if he could do it, so can you. Everyone faces adversity, and everyone has the potential to be more than they think they are. It’s about taking off the limits you put on yourself and embracing the challenge of becoming the best version of yourself. It’s a message of hope and encouragement, a reminder that we all have the ability to endure hardship and rise above what seems impossible. The most powerful takeaway is that the journey of self-improvement is open to everyone, regardless of where they start.

This is a story about finding something you care about deeply and working toward it, even when it feels hard. It’s a reminder that everyone starts somewhere, and that the most amazing things often come from consistent effort over a long time. I’m reminded of my own grandmother, who took up painting later in life. She wasn’t naturally talented, but she kept at it, painting every day, even when the results weren’t what she hoped for. She’s the one who taught me that the joy isn't always in the finished piece, but in the process of creating. This story has that same feeling—a quiet celebration of the effort, the learning, and the small victories that build up to something truly special. It's not about reaching some grand destination, but about the steps you take along the way. It is about discovering your own path and finding satisfaction in the dedication it requires. It's a story that feels like a warm hug, a gentle nudge to pursue what matters to you, and a reassurance that even the most ambitious goals are achievable with persistence. It shows how a dream, combined with consistent effort, can shape a person's journey and lead to a life filled with purpose and accomplishment.

The man at the heart of this story talks openly about his journey to become a skilled bowhunter. It wasn't a quick or easy process. He realized that true mastery required much more than just knowing how to use a bow; it demanded incredible physical strength and unwavering discipline. For over three decades, he committed himself to a tough training routine, pushing his body and mind to their limits. What's truly inspiring is his openness about the daily choices he made—the early mornings, the difficult workouts, the moments of doubt—and how those small steps, repeated over and over, led to extraordinary results. It's a powerful illustration of what's possible when you combine passion with persistent effort. He doesn’t present it as a formula for success, but as a testament to the power of self-belief and consistent action. It’s a message that resonates far beyond the world of bowhunting, offering valuable lessons about commitment, resilience, and the pursuit of excellence in any field.

Ultimately, this is a story about potential and perseverance. It isn’t about revealing hidden techniques or secret strategies; it's about showing what can be achieved when you believe in yourself and refuse to give up. The man shares his experiences not to boast, but to encourage others to embrace their own challenges and strive to be the best versions of themselves. Everyone faces obstacles, and everyone has the capacity for growth and achievement. It’s a message of hope and encouragement, a reminder that we all have the strength to overcome adversity and reach our goals, no matter how ambitious they may seem. It's an invitation to shed self-imposed limitations and embark on a journey of self-discovery and personal transformation.

Rating: 5.0 / 5.0

This is a heartwarming story about a man's journey to achieve a personal goal. It’s not about shortcuts or instant success; it’s about the power of consistent effort and believing in yourself. It’s easy to feel discouraged when learning something new or working towards a dream, and this story serves as a gentle reminder that even small steps, taken day after day, can lead to remarkable outcomes. It’s inspiring to hear about his dedication to improving himself, and it offers a message of hope for anyone striving for something meaningful. It's a story that stays with you, encouraging you to embrace your own potential and to keep moving forward, even when things get tough. It's a story that earns a solid 4 out of 5 stars.

Knox, a man with a rough exterior, has learned to keep people at bay. He prefers his alone time, sipping coffee just the way he likes it, without any distractions. His only company is his basset hound, Waylon. Knox doesn't do drama, not even when it comes in the form of a lost and stranded woman. However, when a woman named Naomi appears in his life, his life is about to get complicated.

Naomi is not just any lost soul. She is on a mission to save her estranged twin sister, Tina, who has been neglectful and unkind. Naomi's arrival in the town of Knockemout, Virginia, sets off a chain of events that makes her life even more challenging. She finds herself stranded with no car, no job, and no home. To make matters worse, she is now the guardian of an 11-year-old girl she didn't know she had. Knox, the local barber, takes it upon himself to help Naomi out of her predicament, despite his initial reluctance. He had hoped to keep his life peaceful and solo, but Naomi's arrival has other plans. As Naomi navigates her new situation, she begins to get into new trouble, and Knox finds himself drawn to her despite his better judgment.

As the story unfolds, Knox's quiet life is disrupted, and he is forced to confront his own demons. Naomi's arrival has set off a chain reaction that puts her in real danger. Knox's initial plan to help Naomi and then leave her alone is put to the test as he finds himself becoming more and more invested in her life. He begins to see a side of himself that he had long forgotten, and Naomi's presence is both a comfort and a curse. Will Knox be able to balance his desire for solitude with his growing feelings for Naomi, or will their complicated pasts tear them apart?

I have to say that this story had me hooked from the very beginning. The author has done an amazing job of creating a complex and multi-layered character in Knox. On the surface, he seems like a straightforward guy who doesn't want to get entangled in anyone's life. But as the story unfolds, we're shown that he has a lot of emotional scars and a deep longing for connection. I think we've all been there at some point in our lives, struggling to open up to others because of past heartaches. The author's portrayal of Knox's inner world is incredibly detailed and relatable.

As I read on, I found myself getting more and more invested in Knox and Naomi's story. Naomi, in particular, is a fascinating character with a rich backstory that has made her the person she is today. Her journey from a lost and alone woman to someone who's determined to save her sister is truly inspiring. I particularly loved how the author wove together the themes of family, responsibility, and the complexities of sisterly love. The author's writing is also incredibly evocative, and I felt like I was right there with Knox and Naomi, experiencing all their emotions and struggles. The author's ability to balance humor and pathos is also noteworthy - at times, I laughed out loud, and at others, I was overcome with sadness.

One of the things that struck me most about this story was the way it tackled some really tough themes. The author doesn't shy away from discussing difficult subjects like mental health, trauma, and the challenges of single parenthood. But even in the midst of all these heavy topics, there's a sense of hope and resilience that shines through. I love how the author shows us that even in the darkest times, there's always a way forward, and that with a little bit of love and support, we can overcome even the most daunting obstacles.

Rating: 4.2 / 5.0

This story is a heart-wrenching and emotionally charged tale that will leave you rooting for the characters right from the start. The author masterfully weaves a complex narrative that pulls you in with its intricate characters and thought-provoking themes. The writing is engaging and evocative, drawing you into the world of the protagonist, Knox, and his intricate relationships with Naomi and others. The author's ability to craft a story that feels both humorous and heart-wrenching is truly remarkable, making for a satisfying and emotional read.

Sometimes, I think back to my own grandmother. She spent her whole life working, raising a family, and always putting others first. When she finally reached retirement, she felt… lost. She’s not alone, you know? Many people picture their retirement filled with travel and hobbies, but the reality can be a little more complicated. It's a big shift, a new chapter, and it's okay to feel a little unsure about what comes next.

That’s why I put together this list of books. These aren’t dusty old textbooks or complicated financial reports. They're guides, like friendly neighbors, offering practical advice and a little bit of encouragement as you navigate this exciting, and sometimes daunting, new phase of life. Whether you're thinking about family, finances, or just finding joy in each day here in Arizona, Phoenix, or anywhere else, I hope you find something here to help you build a retirement that truly feels fulfilling – a retirement that gives you peace of mind and lets you cherish the moments that matter most.

The Joy of Retirement: Finding Happiness, Freedom, and the Life You've Always Wanted

Life after work is no longer just about passing the time, it's a journey of discovery and growth. As we reach our 50s and 60s, we're not defined by our roles as employees, but by who we are as individuals. Retirement is no longer just about sitting on a porch or golfing every day, it's about finding new meaning and purpose in our lives. For many of us, this means embracing a new chapter of life that's filled with vitality, joy, and fulfillment. This book offers a firsthand look at what it means to redefine retirement and discover our passions, with practical advice on topics like planning our lifestyle, assessing our transitions, and setting priorities. The author's experience is shared in a way that's relatable and inspiring, showing that it's never too late to make a change and pursue our dreams. By working through the seven steps to maintaining vitality, we can create a life that truly reflects who we are and what we want to achieve. This book is a hopeful and reassuring guide that will help you craft your future and create a life that's full of purpose and joy.

Discover this book on Amazon (affiliate link)

The New Three-Legged Stool: A Tax Efficient Approach to Retirement Planning

As I sit down to share my thoughts on this remarkable book, I am reminded of the countless conversations I've had with friends and family members who are nearing retirement or have already entered this new chapter in their lives. Many of them are worried about the impact of taxes on their retirement savings, and the anxiety is palpable. This book offers a beacon of hope, providing a clear and comprehensive guide to creating a tax-efficient approach to retirement planning. The author, a renowned expert in wealth management, shares his Three-Legged Stool approach, which simplifies the complex process of protecting retirement assets from the IRS. By breaking down the three legs - Tax-Deferred Savings Strategies, After-Tax Savings Strategies, and Tax-Free Savings Strategies - the book empowers readers to create a balanced financial structure that prioritizes their retirement security. I've witnessed firsthand how this approach can help individuals overcome the fear of running out of money in retirement, and I firmly believe that this book will do the same for its readers. With real-life case studies, actionable tips, and the author's own expertise as a Certified Financial Planner and Certified Retirement Counselor, this guide is an indispensable resource for anyone looking to build a secure and fulfilling retirement.

Discover this book on Amazon (affiliate link)

I Hope You Die Laughing: A Beginner's Guide to Estate Planning

As I reflect on my grandmother's final days, I'm reminded of the value of having a plan in place. She was a strong woman who lived life to the fullest, but when the time came to discuss her own mortality, she was taken aback by the complexity of the process. I remember her looking at me with tears in her eyes, saying "I don't want to scare you, but I don't want to leave you with any worries either." That's when I realized the importance of having a comprehensive plan in place, one that would ease the burden on her loved ones and ensure they were taken care of even after she was gone. This book, "I Hope You Die Laughing: A Beginner's Guide to Estate Planning," offers a refreshingly honest and humorous take on this often-misunderstood subject. With its accessible language and no-nonsense approach, it's an indispensable resource for anyone looking to secure their legacy and leave a lasting impact on those who matter most.

Discover this book on Amazon (affiliate link)

The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life

This book is written by a financial expert who has spent years studying and researching how to create a secure retirement. The author shares his findings in a way that is easy to understand, making it accessible to readers who may not have a lot of experience with personal finance. What struck me about this book is how relatable the author's story is - he shares his own struggles with financial planning and how it affected his family. This makes the read feel more like a conversation with a trusted friend rather than just a lecture on investing. The author's approach is focused on creating multiple streams of income, which is a crucial aspect of retirement planning. He explains how this can be achieved through various means, such as rental properties, dividend-paying stocks, and peer-to-peer lending. The author also shares real-life examples of people who have successfully implemented these strategies and achieved financial freedom. The book is filled with practical tips and advice, making it a valuable resource for anyone looking to create a more secure financial future.

Discover this book on Amazon (affiliate link)

How to Love Your Retirement: The Guide to the Best of Your Life (Hundreds of Heads Survival Guides)

As I reflect on my own journey into retirement, I am reminded of the countless retirees I've met who have shared their inspiring stories of finding happiness and fulfillment in their golden years. Many of us dream of retiring and enjoying a life of leisure, but we don't always know how to make the most of this precious time. That's why I was thrilled to dive into a collection of stories and advice from hundreds of retirees who are living their best lives. From the importance of planning the perfect retirement to the joys of traveling and staying young at heart, these tales are both heartwarming and relatable. With humor, wit, and real-life wisdom, this guide offers practical advice on how to navigate the ups and downs of retirement, from finding love and companionship as a live-in partner to pursuing new passions and interests. One of the things that struck me most about this book is the diversity of experiences and perspectives shared by its authors, each with their own unique story to tell. Whether you're just starting to think about retirement or are already in the midst of this exciting new chapter, this book is sure to inspire and inform, offering a wealth of practical advice and heartfelt insights that will help you make the most of your golden years.

Discover this book on Amazon (affiliate link)